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CITI


IN-STORE Financing:

NO INTEREST
IF PAID IN FULL WITHIN
PROMOTIONAL PERIOD:

12 months* on purchases of $300 – $598.99,
18 months* on purchases of $599 – $898.99,
24 months* on purchases of $899 or more.

Interest will be charged to your account
from the purchase date if the purchase balance is
not paid in full within the promotional period.

VALID 12/4/24 – 12/31/24*

 

* With credit approval for qualifying purchases made on the BrandSource Credit Card at participating stores. As of May 1, 2023, APR Variable: 29.99%. Minimum interest charge: $2. See card agreement for details. APRs and fees applicable to you. Offer valid for consumer accounts in good standing; is subject to change without notice; Minimum payments required. May not be combined with any other credit or promotion offer. Contact a Car Toys expert for details.

Extended Payment Options Available in Store

Accurate as of June 18, 2024. Information is subject to change.
Citi
CitiBank instore Financing Car Toys Logo Black backing

1. Payment Option

  • 12 months $0 Interest
  • Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.

2. Credit Check Required

  • With credit approval for qualifying purchases made on the BrandSource Credit Card at participating stores. As of August 1, 2021, APR Variable: 28.49%. Minimum interest charge: $2. Offer valid for consumer accounts in good standing; is subject to change without notice.

3. Down Payment not required up to Amount of Credit Value approved by Citi

  • Minimum payments required. May not be combined with any other credit or promotion offer. Car Toys expert for details.


    Car Toys
    Shopify's Shop pay financing

    Choose a payment plan and terms that work best for you. There are no fees or penalties for paying down or paying off your loan early. Shop Pay is available online and in-store at our 11 Colorado Store Locations.

    1. Four (4) Interest-Free Payments

    • Purchases $50-$999
    • Payments every 2 weeks
    • Interest-free
    • No impact to your credit score
    • All major credit cards or any prepaid card accepted for auto pay except: Chase or Capital one


    2. Pay Monthly Purchases

    • $150-$17,500
    • 3,6,or 12-month terms: Requires a debit card for payment. Exception- Chase and Capital One debit cards are not accepted.
    • Rates from 0-36% APR
    • No impact to your credit score to apply


    Disclosure:*
    Rates from 0-36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Shop Pay Installments are subject to eligibility and are provided by Affirm’s lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. More options may be available upon approval. State notices to consumers: affirm.com/licenses. Minimum purchase amounts may vary by retailer. Contact a Car Toys expert for details.

      Snap
      Snap financing 2024

      1. You have options with Snap

      • By default, your payments are scheduled for a maximum term of 12-18 months. You can schedule an early buyout of your lease, including Snap’s 100-Day Option, to save on your cost of lease.


      • To exercise the 100-day option, consumers must make all regular payments on time as well as schedule additional payments in the customer portal, or by contacting Customer Care at 1-877-557-3769, to ensure the principal amount and processing fee is paid within 100 days. 

      2. No credit needed

      • Snap looks at more than your credit score to determine your creditworthiness. Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.

      3. Get approved for up to $5,000 in lease-to-own financing

      • Get what you need today with Snap. Approval amounts may vary from $300 to $5,000, subject to underwriting, and apply only to the cash price of leased items.


       Learn More

        Acima Leasing
        Acima Leasing logo

        1. Requirements needed to apply for ACIMA Leasing

        • Be 18 years old or older
        • Have an active checking account
        • Have at least three months of income history with your current source of income
        • Have a government-issued photo ID, and a social security number or Individual Taxpayer Identification Number (ITIN)
        • If you’ve got all those things, great! Fill out the application and we’ll let you know within seconds if you’re approved!

         

        2. Lease-to-Own Payment Options

        • Make flexible lease payments that are conveniently scheduled with your payday
        • The due dates of your renewal payments are based on the pay dates you enter on your application. After you make your first renewal payment, you’re able to change your payment frequency if needed. Standard agreement offers 12 months to ownership. Your regularly scheduled renewal payments will not purchase the property in 90 days. Call 1 801-297-1980 or go to your Customer Portal to exercise a 90-day purchase option.

         

        3. Understanding your payment amount and payment frequency.

        • Your payments are based on the value of the merchandise you select and the cost of lease services. Once you pick out the merchandise, we will create a lease agreement based on the value of the leasable items. You can review your payment amounts and renewal frequency prior to reviewing and signing the lease agreement.
        • You may also terminate your lease-to-own agreement at any time by contacting Acima Leasing.

        • Acquiring ownership by leasing costs more than the retailer price.


         4. Initial Payment

        • The initial payment is your first payment towards your lease! It is deducted from your total lease amount and is required to be made before you receive the merchandise.

          

        5. Approval Amounts

        • You may be approved to lease eligible items valued at $300 to $5,000.
        • The approval amount refers to the maximum amount Acima Leasing will pay to acquire items to lease to you. Review your lease agreement for full pricing information.




        Disclosure: *Acima Leasing offers a rental or lease purchase agreement. It is not a loan, credit or financing. If you elect to make all payments in your lease agreement and do not exercise an early purchase option or terminate your agreement you may pay approximately double the retailer price.