1. Requirements needed to apply for ACIMA Leasing
- Be 18 years old or older
- Have an active checking account
- Have at least three months of income history with your current source of income
- Have a government-issued photo ID, and a social security number or Individual Taxpayer Identification Number (ITIN)
- If you’ve got all those things, great! Fill out the application and we’ll let you know within seconds if you’re approved!
2. Lease-to-Own Payment Options
- Make flexible lease payments that are conveniently scheduled with your payday
- The due dates of your renewal payments are based on the pay dates you enter on your application. After you make your first renewal payment, you’re able to change your payment frequency if needed. Standard agreement offers 12 months to ownership. Your regularly scheduled renewal payments will not purchase the property in 90 days. Call 1 801-297-1980 or go to your Customer Portal to exercise a 90-day purchase option.
3. Understanding your payment amount and payment frequency.
- Your payments are based on the value of the merchandise you select and the cost of lease services. Once you pick out the merchandise, we will create a lease agreement based on the value of the leasable items. You can review your payment amounts and renewal frequency prior to reviewing and signing the lease agreement.
- You may also terminate your lease-to-own agreement at any time by contacting Acima Leasing.
- Acquiring ownership by leasing costs more than the retailer price.
4. Initial Payment
- The initial payment is your first payment towards your lease! It is deducted from your total lease amount and is required to be made before you receive the merchandise.
5. Approval Amounts
- You may be approved to lease eligible items valued at $300 to $5,000.
- The approval amount refers to the maximum amount Acima Leasing will pay to acquire items to lease to you. Review your lease agreement for full pricing information.
Disclosure: *Acima Leasing offers a rental or lease purchase agreement. It is not a loan, credit or financing. If you elect to make all payments in your lease agreement and do not exercise an early purchase option or terminate your agreement you may pay approximately double the retailer price.